Tuesday, April 28, 2009

Skim Pembangunan Usahawan Muda India 2009 - 2010


Garis Panduan & Kelayakan Memohon


  • Warganegara Malaysia
  • Berumur 18 hingga 45 tahun
  • Pemohon berdaftar dan memiliki sijil pendaftaran Suruhanjaya Malaysia (SSM)
  • Peminjam harus terlibat sepenuh masa dalam perniagaan
  • Menyediakan satu rangka oelan perniagaan yang ringkas dan padat
  • Individu yang diisthiyarkan bangkrap/muflis tidak layak memohon.
  • Keperluan dokumen-dokumen perniagaan adalah ditetapkan oleh YSS dan Tekun Nasional
  • Keputusan YSS dan Tekun Nasional
  • Jenis Pinjaman & prosuder Pinjaman SPUMI

  • PINJAMAM SPUMI MIKRO (RM 500 hingga RM 10,000) ditentukan oleh pihak pengurusan TEKUN Nasional
  • PINJAMAN SPUMI MIKRO SEDERHANA (RM 10,000 hingga RM 30,000) ditentukan oleh pihak pengurusan TEKUN Nasional.
  • Tenpoh pembayaran balik ansuran adalah masa 3 tahun hingga 5 tahun dengan kadar faedah tetap 4% setahun.
  • Skim ini mengikut format TEKUN dalam membiayai pinjaman perniagaan
  • TEKUN akan mengenakan bayaran RM 30 sebagai yuran pemprosesan.
  • Elemen insurans dan simpanan juga ditetapkan dalam perniagaan ini.
  • Nota tambahan:

  • Borang diberi dengan percuma
  • Tiada Kos Urusetia
  • Maklumat lanjut sila hubungi pihak YSS
  • Borang terus diserahkan kepada pegawai YSS (pihak YSS tidak mengamalkan penghantaran melalui orang tengah)
  • Pemohon dinasihatkan membuat satu salinan dokumen sebelum menghantar kepada YSS.
  • Sesi taklimat mengenai pinjaman ini akan diadakan pada setiap hari Rabu di Pejabat YSS. Sila hubungi kami untuk maklumat lanjut di talian 03-40415958.

    source : www.yss98.com


    Monday, September 22, 2008

    Tekun Briefing

    Tekun Briefing

    More briefings on the availability of small business loans were held in different parts of Perak. Recently three briefing sessions were held where two sessions were organized by the Perak MIC Youth, and the other by the Tambun Barisan Nasional. Below is the table to briefly describe the details.

    details : www.yss98.com

    Monday, September 1, 2008

    Bank Simpanan Nasional Offers Jobs for Eligible Malaysian Indians

    Malaysian Indians’ participation in the public service sector has been very low. ‘More opportunities need to be provided to Malaysian Indians in public service agencies and government linked companies and organisations,’ has been a heart cry of the Malaysian Indian Congress.

    After all these years and days of request to the government from the Malaysian Indian Congress to increase the number of Malaysian Indians in this sector, and in line with the policy to increase participation of non-Bumiputera stated in the Ninth Malaysia Plan, Bank Simpanan Nasional, a government linked financial institution has opened its doors wide open.

    A letter from Bank Simpanan Nasional to Yayasan Strategik Sosial (YSS) states that the bank has taken a favourable decision to increase and develop the saving habit of all communities and to make sure that as far as possible eligible Malaysian Indians are placed in the nationwide branches where there are vacant posts such as officers, assistant officers and clerks. Young Malaysian Indians with Degree, Diploma or SPM Certificate can apply for these posts respectively.

    Interested Malaysian Indians with appropriate qualifications can call and go for an interview. You may call the following BSN officers to facilitate this process of interview and also to know further details.

  • Cik Nazuha Abdul Razak - 03-21623222 Ext 3125
  • Cik Noor Suzawati Azhari – 03-21623222 Ext 3130
  • “Once your interview is finalised and your application form has been sent to the bank, the applicants are encouraged to give/send a copy of their application form to Yayasan Strategik Sosial at the following address given. This will enable YSS to monitor the application process,” said Yang Bhg Dato S Sothinathan, who is one of the Vice Presidents of MIC and also a Director in YSS Board of Directors.

    Yaysan Strategik Sosial

    5th Floor, Menara Manickavasagam,

    No 1, Jalan Rahmat,

    50350 Kuala Lumpur.

    “Now is the golden opportunity for the Malaysian Indian community that has been fighting to get access into the public sector. Let us make use of these opportunities fully so that more such opportunities can come our way,” emphatically stated Dato Sothinathan.

    Tekun Loan For Us

    Under the poverty eradication program for the Indian community, the government has allocated RM 3 million for small and medium enterprises to be given out as loans. This opportunity is made available for young Indians between the ages of 18 – 40 years old. Tekun Nasional with Yayasan Strategik Sosial has formed a committee to implement and monitor the progress and process of this initiative.

    Young people who are keen to start a new business can apply for this loan which is ranges from RM 500 – RM 10,000. Tekun Nasional charges only 4% interest with additional 5% which is deducted from the loan to encourage borrowers to save. The amount saved will be returned back when the borrower settles the loan.

    In order for the loan to be approved, applicants need to provide business registration or license with current or savings accounts. Even those who are black listed can apply. This is an opportunity for Indian youths to increase their income and wealth by becoming an entrepreneur.

    On 10th August 2008, the first briefing session was held in Ipoh. Nearly 75 youths took part in the session. 70% of youths are already in the business and the balance 30% have indicated a keen interest to venture into business. The session had a motivational speaker challenging the participants to have dreams and to be committed to the fulfillment of the dream to be a successful entrepreneur with high integrity and honesty.

    Mr. Barmasevam explained on the loan procedures and the repayment methods. During the question answer session, the participants requested YSS to set up a secretariat in Perak to make the forms available and provide further explanation on the loan. This will enable the smooth sailing of the application process.

    It is our target to process at least 100 applicants from Perak within the next 2 months. It is important to realize that this opportunity is provided to improve the lives of the Indians and also in order to increase the equity share of the Indian community. Thus the loan given out should not be misused but be utilized it for a good purpose.

    Source : www.yss98.com

    Thursday, July 31, 2008

    RM3 mil aid for young Indian entrepreneurs

    KUALA LUMPUR: The Government has allocated RM3 mil to provide financial aid to young Indian entrepreneurs, MIC president Datuk Seri S. Samy Vellu said.

    He said that assistance would be channelled through Tekun Nasional, a body under the Ministry of Entrepreneur Development and Cooperatives and the MIC-owned Social Strategic Foundation (YSS).

    Speaking to reporters after a briefing by Tekun managing director Datuk Abdul Rahim Hassan here Thursday, he said loans of RM10,000 each had been approved for three applications to develop their businesses so far.

    Samy Vellu said Indians below 40 should use the opportunity to seek the financial assistance from Tekun to upgrade their businesses.

    "No one should come and say that the government has not done anything for the Indian community. There are opportunities available," he said.

    Samy Vellu said the MIC and YSS would also organise workshops in the respective states to disseminate the information on Tekun to the youths over the next two months.

    Abdul Rahim said Tekun, which was set up in 1998, has already disbursed RM90 mil to bumiputras to develop their business and was expanding it to provide assistance to the Indian youths.

    He said a decision of the applications would be made within 14 days if all the documents were in order, compared to the previous period of three months.

    "Tekun would request additional allocation from the government if the RM3 mil allocation was inadequate," he said.

    Monday, July 7, 2008

    Pelancaran Program Kewangan Mikro Bandar

    Pada 25 Jun 2008, suatu majlis Pelancaran Program Kewangan Mikro Bandar telah diadakan di perkarangan PPR Sri Semarak Setapak, Kuala Lumpur. Program anjuran Amanah Ikthiar Malaysia (AIM) ini dirasmikan oleh Y.B. Tan Sri Nor Mohamed Yakcop, Menteri Kewangan kedua. Pihak penganjur telah menjemput Yayasan Strategik Sosial sebagai rakan kongsi program Kewangan Mikro Bandar dan sebagai wakil masyarakat India. En. K. Barmasevam, Pengarah Projek Khas YSS dan En. SP.Karuppiah, Penolong Pengarah YSS telah menghadiri progam pelancaran tersebut.

    Y.B. Menteri, ketika berucap telah memaklumkan bahawa program Kewangan AIM sebelum ini telah tertumpu kepada kawasan luar bandar dan kini kerajaan telah bercadang untuk membantu masyarakat di bandar melalui kegiatan-kegiatan ekonomi kecil yang boleh menambahkan pendapatan. Ramai telah berjaya melalui skim kewangan AIM ini dan sebagai peringkat permulaan di Kuala Lumpur seramai 25 orang wanita telah diberi modal pembiayaan sebanyak RM 3,000 untuk memulakan perniagaan dan mereka telah menerima cek daripada Y.B. Menteri. Beliau juga menggalakkan kaum lelaki terlibat dalam program Kewangan Mikro Bandar di Kuala Lumpur kerana setakat ini yang terlibat adalah kaum wanita sahaja.

    YB. Menteri juga telah menerangkan peranan kerajaan dalam membantu masyarakat Malaysia berbilang kaum yang berada di tahap kemiskinan. Sumbangan kerajaan untuk membantu rakyat Malaysia mengurangkan kesan ekonomi dan inflasi khasnya melalui subsidi untuk minyak petrol dan disel telah turut diterangkan dalam ucapannya.

    Sebagai tindakan susulan daripada majlis pelancaran tersebut Yayasan Strategik Sosial selaku rakan kongsi AIM untuk memperkenalkan Program Kewangan Mikro Bandar kepada masyarakat India di Kuala Lumpur, telah bercadang untuk menjemput para pemimpin kejiranan dari kawasan-kawasan kejiranan untuk hadir ke suatu mesyuarat taklimat mengenai AIM dan Program Kewangan Mikro Bandar bertempat di Bilik Mesyuarat Yayasan Strategik Sosial pada 3 Jun 2008.

    Melalui kerjasama dengan pemimpin kawasan kejiranan Kuala Lumpur, Yayasan Strategik Sosial telah bercadang untuk mengenal pasti peserta berpotensi untuk membentuk kumpulan yang merangkumi lima orang ahli di setiap tempat kejiranan sepertimana syarat dan prosedur AIM untuk mengikuti program Kewangan Mikro Bandar dan mendapat manfaat daripadanya.

    En. Barmasivam, Pengarah Projek Khas YSS telah pun mengadakan pertemuan dengan pegawai AIM dan pegawai AIM sendiri akan hadir bersama untuk mesyuarat taklimat kepada pemimpin kejiranan anjuran YSS.

    Untuk sebarang pertanyaan dan maklumat mengenai Program Kewangan Mikro Bandar AIM, sila hubungi

    En. SP. Karuppiah - Tel 016-6271652.

    source : www.YSS98.com

    Saturday, May 17, 2008

    Six State Government Run Skills Training Colleges Open Doors For Indians

    YSS Services

    YSS has been promoting government sponsored skills training opportunities and is in the process of recruiting 1, 000 Malaysian Indians to take up the opportunities provided by the EPU Funding. YSS has identified six state run colleges to accommodate these 1, 000 Indian youths. They are,

  • Kedah Industrial Skills and Management Development Centre (KISMEC, Kedah)
  • Evertronics Skills Development Centre, Perak
  • INPENS International College, Kuala Selangor
  • Evertronics Skills Development Centre, Klang, Selangor
  • Institute Technology Yayasan, Negeri Sembilan, Kuala Pilah, Negeri Sembilan
  • Institute Technology Yayasan Pelajaran Johor, Johor Bahru, Johor
  • On 13 March 2008, on behalf of YSS, Mr Param and TH Subra, a YSS volunteer made an official visit to KISMEC, Kedah. They had a discussion with Mr Wan Ismail Ibrahim about the various courses run by the institute, the facilities and the cost of providing skills training per student.

    Finally it was agreed that YSS will recruit a total of 50 Indian students under the EPU funding for the three types of courses such as Mechatronics, Electrical and Information Technology. YSS and KISMEC together organised a special briefing session on 25 April 2008 at 3.00pm. The intake is on.

    Mr Param, Mr KA Gunah and Mr Segar, a YSS volunteer visited the Institute Technology Yayasan Negeri Selangor on 16 April 2008. They had a discussion with the Institute’s Marketing Executive Pn Norazimah bt Kamaruding and the Institute Supervisor Mr Abdul Sattar bin Haj. Jaafar. It was again about the courses, the facilities and the costing per student. Then they were taken on a guided tour to all the different departments.

    On 6 May 2008, YSS signed an MoU with this institute and the student intake will take place on 11, May 2008 where YSS will place 100 students at this institute.

    Param also made a visit to Evertronics Skill Development Centre, Klang, Selangor on 18 April 2008. Preparations are underway to enrol Indian youths. YSS will ensure that the EPU guidelines are strictly adhered to.

    Source : www.yss98.com